30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed-Rate Loan at 4.375% and 75.00% loan-to-value (LTV) is $998.58 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 4.657%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater.
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Bankrate regularly surveys large lenders in all 50 states to determine average rates and help you find the best deal.
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