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New Fannie Mae Loan Limits Down Payment Required For Jumbo Loan What is the Minimum Down Payment for a Jumbo Loan? – 11/16/2016 · There is not one set minimum down payment requirement for jumbo loans – it is up to each lender. The General Consensus on the Minimum Down Payment If you were to poll several lenders in an area, you would probably find most lenders want at least 20 or 30 percent down for a jumbo loan.